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Don't bet it all on super.
With the fourth-highest amount invested in superannuation, Australians could be guilty of thinking we have our retirement all but wrapped up. However, when you look into it, the GFC, global uncertainty and the shaky share market are all serious issues for people due to retire in the next few years. |
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66-year-old granny tackles Mount Everest!
If Jan Smith can tackle that, what will you do this year? |
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What does a future retirement budget look like?
When the monthly work cheques stop, the costs and payments don't. How much will you need to live on? |
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Call for older people to pay their way
Older people to face assets test as the costs of aged care looms as unaffordable. |
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Super nest egg shortfall is nearing $990 billion!
With a blowout of $200 billion in the last year alone, the extent of superannuation under-funding is fast becoming a national crisis for Australians. |
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Hi Ho, Hi Ho, It's off to work we go.
Twenty years ago the number of job seekers in the 65 to 69 age group was 1 in 12. This has increased to 1 in 4 today. What's going on? |
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Skippy shows the way home - and inspires us all.
Butterfly swimmers don't win gold medals at 31. Especially when they weighed 140kg two years out from the Commonwealth Games. Fortunately nobody told Skippy!
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Want to retire in paradise? Here’s how.
Here’s a strategy that will enable you to afford a dream retirement in the heart of paradise. It’s simple: buy and investment property in a perfect lifestyle location and let other people pay it off for you! |
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Shock
report: Superannuation returns below inflation
over past 12 years!
In a report that has sent shudders through the nation, an ABC Report has spotlighted
that superannuation returns over the past twelve years have been “woeful – shockingly
low, and far lower than has been generally understood.” |
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Should
you take control of your super fund?
Over 400,000 Australians now manage their own super funds. Should you be the
next? |
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Even
after Cooper, will your Super be enough?
The Cooper review into superannuation has been well
received. What do the changes mean for you? |
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New
research confirms retirement savings will not last
the distance
A new research study confirms what most Australians
will face in the future: the need to work well beyond
normal retirement, simply because they have too little
savings to see them through. |
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What
are you goals for FY11?
Have you heard the story about the economist who has
his head in the oven and his feet in the freezer,
and so on average, feels warm? |
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For
next Mother’s Day, how about a gift that keeps
on giving?
Mother’s Day is celebrated all over the world
in a tradition that honours motherhood and mothers
and that traces its origins to ancient Greek and Roman
times*. |
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Employers
ramp up hiring as recovery spreads
The latest National Australia Bank monthly business
survey shows that employers across all industries
are hiring staff in numbers not seen since the boom
conditions of late 2007. This is great news for Australia,
where we already have a very low unemployment figure
of 5.2 per cent. |
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How
will you fund your retirement?
If you are like most people we speak to, $50,000 a
year is the minimum number that represents being financially
comfortable. This figure represents about 70% of current
joint earnings, and seems achievable and livable. |
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“The
great super delusion”*
One of McCarthy Group’s key messages is that
over 90% of Australians are under-provided for in
terms of future retirement, so an investment strategy
based on property is the only way to ensure a comfortable
retirement. |
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Who
wants to be a billionaire?
It used to be all about bored university students
writing messages to each other across the room on
their laptops when they probably should have been
listening to their lecturer. |
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Age
ain’t nothin’ but a number
If you’re a Rocky fan, you may remember when,
in the final movie, Rocky is told that he is too old
to fight. He replies by saying, ‘Age ain’t
nothin’ but a number’. |
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Income
shock as first Baby Boomers start to retire
The Baby Boomers have got the numbers all right, and
with over 4 million in Australia, 2010 sees the first
of them entering retirement. |
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How
will you survive the ageing population time bomb?
In his first speech of 2010, Prime Minister Kevin
Rudd alerted the country to the huge challenges that
lie ahead due to our ageing population. |
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Hazard
ahead!
92 per cent of people approaching retirement are very
short of savings. |
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Parents
vs. Children
Your adult children might be costing you at the moment,
but in the future, you might end up costing them. |
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Will
your retirement income go the distance?
You need to be honest with your assessment of your
future income. If it’s not going to be enough,
then you need to do something about it. The sooner
the better. |
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40th
Anniversary of Woodstock
Forty years after the Summer of 69, the peace-loving
concert-goers of yesterday are now the Baby Boomers
heading towards or already in retirement. |
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Retirement
will be impossible for some, and impossibly tough
for many.
Many future pensioners will be sharing the same address:
Struggle Street. How will you be living when its
time to stop work? And will you be able to afford
to stop?n |
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The
hidden Budget message is ‘Start planning for
DIY retirement’
The $14 billion cost to increase the age pension by
just $32pw for singles and $10pw for couples shows
the huge cost of even a small increase. |
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Super
concessions are halved as retirement age slides out
to 67
The international trend towards later retirement has
arrived in Australia. |
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Welcome
to freedom road
It’s time to confront the realities and take
action |
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$1000+
boost to the average family’s monthly budget
The average Australian now has about $1000 more each
month than just eight months ago.
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Shhh...
don't tell mum and dad
The Great Australian retirement dream can become a
nightmare unless you plan for it (but don’t
tell the folks about the investment property!) |
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Is
the sky really falling?
Yes, times are tough. But seeking out opportunities
is far better than worrying and doing nothing. |
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