Equity in your home is the key to unlock Australia’s investment property concept.

If you own your own home, and have some equity in it, you are in a position to change your future life circumstances with minimal risk attached. This equity (ie the value of your home that is greater than the amount owing on the mortgage) lets you invest in a second property to lease out to renters who can’t afford a home of their own.

The Australian tax system delivers attractive tax benefits and incentives to investors who choose this strategy, as it frees the government from having to provide rental accommodation in the form of public housing.

The reality is that although about 70% of Australians own their own homes, only about 10% own an investment property. Many homeowners are not aware of the huge benefits of the investment property concept. Or they think it’s too hard to work it all out. And not all accountants or financial planners recommend this opportunity that is so attractive and compelling in Australia.

In summary, equity in your own home can be the deposit on an investment property. This means you don’t need a cash deposit to put down against the new investment home. And after securing a mortgage for the balance of the costs, there are 3 parties who meet the holding costs of the investment property, being

• the renter,
• the Australian Tax Office (through tax credits), and,
• the landlord (who could be you).

Given current low interest rates, you could invest in a property and lock in your contribution from as little as $30 per week.

Aside from the affordable holding costs, the added attraction is the long-term capital growth of housing, which sees property doubling in value every 8 to 10 years. So the key to a huge opportunity could be sitting, resting, untapped, beneath your feet. So why not take a look and find out how easy it is to get this formula working for you? You’ll be surprised at what you’ll find, and you could well be in a position to make a move almost immediately.